Live · Carpe Datav0.1
Risk is a heartbeat,
not a snapshot.
Carpe Living Risk is a real-time, claim-aware risk fabric for commercial lines insurance. We watch your book the way a cardiologist watches a patient — continuously, contextually, and the second something changes.
SIGNAL · 60s rolling50 businesses · 14 carriers · 1 fabric2026 · UTC
01 — Pulse
A book that breathes.
Every business in your portfolio carries a continuously-updated risk pulse — derived from public signals, claim activity, and litigation context.
02 — Litigation
Heat where it bleeds.
A geographic, ZIP-aware litigation heat map that surfaces emerging exposure before it hits your loss runs.
03 — Narrative
Why, in English.
When a risk moves, our model writes the memo. Generative narratives translate signal deltas into underwriting decisions.