K-Mac Enterprises — KFC franchisee (Springdale)
Multiple converging signals. Underwriter attention warranted this quarter.
31 computed points across the 90-day window. Decay-weighted aggregate of 8 raw signals.
Two Serious violations cited at primary facility
Nothing critical on file.
What the fabric heard.
- OSHA Inspection Feed2 weeks agosev 6
Two Serious violations cited at primary facility
OSHA cited Serious violations for unguarded machinery and inadequate lockout/tagout. Proposed penalty $24,500 (pre-abatement reduction).
- UCC Filings2 weeks agosev 5
Switched primary AR factor mid-quarter
UCC-3 swap from RTS Financial to Triumph Business Capital mid-quarter. Indicates aging-AR pressure or breached covenants with prior factor.
- Permits / DBA / FBN Changes6 weeks agosev 5
Permit pulled for 'change of use' on insured premises
City permit filed converting insured warehouse to mixed retail. Conflicts with declared occupancy on bound policy; reclassification likely.
- UCC Filings6 weeks agosev 5
Switched primary AR factor mid-quarter
UCC-3 swap from RTS Financial to Triumph Business Capital mid-quarter. Indicates aging-AR pressure or breached covenants with prior factor.
- Court Docket Scrape7 weeks agosev 5
Premises liability action — slip and fall, second this quarter
Second premises slip-and-fall action filed against same location in 90 days. Same plaintiff firm on both. Pattern flag.
- UCC Filings2 months agosev 6
UCC-3 terminations on 4 of 11 tractors — equipment leaving fleet
UCC-3 termination statements filed against 4 of 11 secured tractors over 30 days. Suggests fleet downsizing or asset sale, not normal refinance pattern.
- UCC Filings2 months agosev 6
UCC-3 terminations on 4 of 11 tractors — equipment leaving fleet
UCC-3 termination statements filed against 4 of 11 secured tractors over 30 days. Suggests fleet downsizing or asset sale, not normal refinance pattern.
- OSHA Inspection Feed2 months agosev 6
Two Serious violations cited at primary facility
OSHA cited Serious violations for unguarded machinery and inadequate lockout/tagout. Proposed penalty $24,500 (pre-abatement reduction).